Working closely with your financial planner and our analysts, our portfolio management team uses your personalized financial plan as a guide to creating a customized investment portfolio that’s reflective of your target asset allocation.
Utilizing a list of high-quality companies, our portfolio managers will select a combination of securities designed to help achieve your specific investment goals. Through our annual review process, we’ll ensure your portfolio allocation and holdings reflect any changes made to your financial plan.
Our analysts will closely examine a company’s fundamental business operations before we make any investments on your behalf. We want to know the company’s history of earnings and dividends, as well as the strength of their products, services and management team.
Once our team of analysts has identified a high-quality company, we then determine how much we are willing to pay to own a piece of this business. As value investors, we wait until a trusted company’s stock reaches a price that increases its overall value.
Effective insurance planning is driven by our broader financial planning process and a focus on managing risk. Premature death or the unexpected disability of a breadwinner could easily derail even the best laid financial plans.
By coordinating with your attorneys and tax advisors, we incorporate insurance into your retirement, estate and wealth transfer plans to maximize the benefits during your lifetime and provide for those you care about after you’re gone. Additionally, properly structured annuities can provide a source of income over time and serve as a much-needed supplement to your own retirement savings.